We Build Your Dream Home with Seller Finance, NO BANK REQUIRED

No bank loan required with our EZ New Construction Home Owner Finance Program to help you to own a home. Homeownership is part of the American Dream and wealth building.

The home is where the heart is.   Homeownership means putting down roots and is an investment.  There are many benefits to owning your own living space like building equity, tax benefits, stabilize housing costs, and social and personal pride.

Our EZ Owner Finance Program: We can help you to build your dream home to live-in. You just need to give us a non-refundable 20% + down payment, and we’ll build for you your desired beautiful home. We will finance the construction development and carry back seller finance up to 80% of loan-to-value on it’s price.

NO LAND example:  Home sale price value to be is $200,000, your minimum down payment is 20% or $40,000.  There is no pre-payment penalty if you pay off early, refinance, or sell the property. Overview of how the numbers would look like:

New Built Home Value: $200,000
Down Cash Payment: $40,000
Loan Amount: $160,000
Interest: 10%
Term: 360 Months
Monthly Payment & Interest: $1404.11
Plus: Taxes and Insurance

YES LAND example:  You may buy the lot in your affordable desired location or build on your existing land.  Home sale price value to be is $200,000; your land must be worth 20% ($40,000) or if the land has a lesser value you can contribute cash for the difference.  There is no pre-payment penalty if you pay off early, refinance, or sell the property.  Overview of how the numbers would look like:

New Built Home Value: $200,000
Land Value: $20,000 + $20,000 Cash Down = $40,000
Loan Amount: $160,000
Interest: 10%
Term: 360 Months
Monthly Payment & Interest: $1404.11
Plus: Taxes and Insurance